Jesus M replied: "Don't do it!!...I'm talking from personal experience here...I tried a few of those pay-day sties before and did manage to pay them back on time fortunately but, when my car needed a new transmission..that's where I really screwed up... I sought others which would loan ya more money and came across the worst of 'em all..."CASHCALL"....Yeah, that's right "CashCall.com", they advertise on tv too....the interest is hefty... 59% interest...I went ahead and applied for a bigger loan thru those guys and now I'm regreting it....First off, the payments on a monthly basis are as high as if you were paying a brand new car...if you fall behind once...which I did due to slow season at work...those f***rs call you on a daily basis...2 or 3 times a day....and I mean "DAILY"!! I had normal bills debitting out of my bank acct, like cell phone, cable tv, car insurance etc..etc.. and when "CashCall" couldn't get their money at the specific day of the month they wanted it...my bank kept charging me NSF fees and these guys didn't wait that long to attempt getting their money, they kept trying to debit their money out of my acct like every three days or so, the little bit of money I had left in the acct was sucked out dried, not by them but, by the bank itself...the accumulated still-to-be-paid Insufficient fund fees the bank was charging me just kept piling up and taken automatically by the bank chunk at a time out of my directly deposited paycheck...everytime my money got there on payday NSF fees were automatically debitted out regardless...so...bank closed my acct...my name is now on the National bank's Chexsystem..can't open an account anywhere for at least 5 years. Enought said! :-("